Buying a home should be enjoyable.
Buying a second home should be exciting.
Buying a mountain investment property should be fulfilling.
Sounds simple, right? It can be…
WE GUARANTEE SATISFACTION
We know that everyone has different timelines, goals and needs. Our job is to understand those important factors and guide you to a property that will satisfy those objectives.
And, because we also know that things change – if you are not happy with the property you purchased for any reason – or your life has went in a different direction
within the first 18 months of ownership, we’ll sell it for you at no cost! That’s our BUYER’S GUARANTEE!
Life’s too long to not be simple…even when it comes to the biggest purchase you’ll probably ever make.
We get a lot of compliments about our name and we like to say that it’s also our mantra – The Simple Life.
LOVE YOUR NEW HOME…OR WE’LL SELL IT FOR FREE!*
There’s a lot to know and learn when you’re new to small town, mountain investing or living.
Below are some common concerns and questions that we are asked about often. If you don’t find the answer to your question – contact us – We’re always here to help.
How much should my downpayment be?
loan options where you can put down less. Do too little and you might have to pay for mortgage insurance…
talk to your realtor to explain it all to you.
What is a FHA loan?
a slightly lower percentage rate. Additionally – you only need a 580 credit score for an FHA loan…but the higher your score, the less interest you’ll have to pay. But know this –
you can only have one FHA loan at a time. It’s perfect for a first-time homebuyer!
What does it mean to be pre-qualified?
They will ask you some preliminary questions and if all looks good, they will promise to let you borrow up to
a certain amount of money at a specific interest rate. But remember, this is subject to the property
you select appraising for the correct amount, etc.
Pre-qualificaiton can make the difference between getting a home and losing out in a “hot” market.
If all things are equal – sellers will choose a pre-qualifed buyer if multiple offers are received. It shows you are serious about buying and is likely to give you an advantage over other buyers.
What is VA?
I’ve heard of HOMES FOR HEROS. What is that?
money on buying a home. Heroes like teachers, emergency responders like EMS, Fire, Law Enforcement, doctors, nurses and Veterans can qualify. Ask us more about this program.
Do all banks offer FHA loans?
Are there any programs to help first time homebuyers?
Tell us about your situation and we’ll try to find a program to benefit YOU!
What is an ARM?
What are “points”?
Are there tax benefits for home ownership?
Things like loan discount points, mortgage interest, real estate taxes and loan origination fees are often deductible on taxes.
How do I know what I an really afford?
can affect what you’d be COMFORTABLE affording. You don’t want to be “house poor” and not have money to do the things you love!